How to recognise and avoid Online Phishing Scams

What is a phishing scam?

With the rise of online communication and commerce, phishing scams have become increasingly common. A phishing scam is a fraudulent attempt to obtain sensitive information, such as login credentials or financial data, by masquerading as a trustworthy entity in an electronic communication. These scams often take the form of emails, text messages, or phone calls, and they can be very convincing.

Phishing scams can be very sophisticated, with attackers using social engineering techniques to make their emails or messages seem legitimate. For example, they may use logos or language that is similar to a well-known company, or they may send emails that appear to be from a trusted source, such as a bank or government agency. Once a victim falls for the scam and provides their sensitive information, the attacker can use it to steal money or commit identity theft.

• Be suspicious of unsolicited emails or messages: If you receive an unexpected email or message asking for your sensitive information, don't provide it right away. Take some time to research the sender and make sure they are who they claim to be. 

• Check the email address: One of the easiest ways to spot a phishing email is to check the sender's email address. Often, phishing emails will come from an address that looks similar to the real company's address but with minor variations. For example, a phishing email from a bank might have an address that reads "bank@bnk.com" instead of "bank@bank.com." Always double-check the email address before clicking on any links or providing any information.

• Check the URL (web address): If you are asked to click on a link in an email or message, check the URL before you do by hovering your mouse over the link. Make sure it is a legitimate site and not a fake one designed to steal your information. If you can't be sure, don't click it.

• Look for spelling and grammar mistakes: Phishing emails are often written in a rush, and they may contain spelling and grammar mistakes. Legitimate companies usually take the time to proofread their emails, so if you notice any errors, it could be a sign that the email is fake.

• Keep your software up to date: Make sure your operating system, web browser, and other software are updated regularly. This can help prevent hackers from exploiting vulnerabilities in your software.

• Use two-factor authentication: Two-factor authentication adds an extra layer of security to your accounts by requiring a second factor, such as a code sent to your phone, in addition to your password. Most platforms will have a help section detailing how do this if you're unsure.

• Don't overshare on social media: Be careful about what you post on social media, as scammers can use this information to craft convincing phishing messages.

• Use antivirus software: Antivirus software can help detect and block phishing emails or messages.

In conclusion, phishing scams are a serious threat to your online security and privacy. By staying vigilant and following these tips, you can reduce your risk of falling victim to a phishing scam. Remember to always verify the identity of the sender before providing any sensitive information, and use tools like two-factor authentication and antivirus software to protect your accounts.